Why You Should File ITR
Filing Income Tax Return is not just a legal duty — it’s your financial passport. It helps you claim refunds, apply for loans, visas, and prove your income legally.
- Mandatory if income > ₹2.5 Lakh (₹3 Lakh for seniors)
- Claim TDS refunds (many get ₹5,000–50,000 back)
- Required for home loans, credit cards, and foreign travel
- Avoid penalties up to ₹10,000 under Section 234F
Deadline: July 31 (for most individuals)




