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Aadhaar Pay

Accept Payments Using Just Aadhaar & Fingerprint

For Merchants

Why Use Aadhaar Pay?

Enable cardless, contactless, and secure digital payments at your shop.

No Card Needed

No Card or Phone Needed

Customer Pays with Biometrics

Customers pay using only Aadhaar number and fingerprint—no smartphone or card required.

Instant Settlement

Instant Settlement

Funds in Your Account

Money credited directly to your bank account in real-time.

Zero MDR

Zero MDR Charges

No Transaction Fee

Unlike UPI or card payments, Aadhaar Pay has **zero merchant fees** for transactions up to ₹2,000.

Rural Friendly

Rural & Inclusive

Banking for All

Perfect for villages where cards and smartphones are not common.

What is Aadhaar Pay?

Aadhaar Pay is a **merchant-focused payment solution** that allows customers to make payments using only their **Aadhaar number and fingerprint**—no card, no phone, no PIN.

  • Developed by NPCI (National Payments Corporation of India)
  • Works on any biometric-enabled Android device
  • End-to-end encrypted & RBI compliant
  • Supports all Aadhaar-linked bank accounts

Part of India’s vision for financial inclusion

Aadhaar Pay Transaction

How Aadhaar Pay Works

Simple 4-step process for every transaction.

  • Merchant enters amount on app
  • Customer provides Aadhaar number
  • Selects bank from list
  • Places finger on biometric scanner

Transaction completes in under 15 seconds

Aadhaar Pay Process

Benefits for Shop Owners

Turn your shop into a digital payment hub—without any cost.

  • Zero setup cost (use your existing Android phone)
  • No card machine or POS required
  • Attract more customers—especially senior citizens & rural users
  • Earn trust as a tech-savvy, modern merchant

Ideal for kirana stores, pharmacies, schools & CSCs

Aadhaar Pay Benefits

Start Accepting Aadhaar Pay Today

Grameen Suvidha Kendra provides free onboarding, training, and support.

  • Free Aadhaar Pay app setup
  • Certified biometric device (optional)
  • 24/7 transaction support
  • Daily settlement reports

No monthly fees. No hidden charges.

Aadhaar Pay Setup
For Retailers

Why Add Aadhaar Pay?

Grow your business with India’s most inclusive payment method.

Biometric Security

No OTP, no PIN—just fingerprint. Reduces fraud & failed payments.

Save on Fees

Zero MDR vs. 1.5% on card payments – save thousands monthly.

Inclusive Payments

Serve customers without smartphones—seniors, farmers, laborers.

Easy to Use

Simple app interface – training takes just 10 minutes.

Why Aadhaar Pay?

Payments Without Barriers

Empowering merchants and customers across Bharat.

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